† All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read Certificates of Insurance carefully.® Aeroplan is a registered trademark of Aeroplan Limited Partnership used under license.

®* The Home Depot^®   is a registered trademark of Homer TLC, Inc.

TM* InRoomMD is a registered trademark of American Housecall Physicians, Inc.  All rights reserved.
 
1. Account must be in good standing. Membership Rewards points will be earned on the amount of all purchases, less credits and adjustments. Interest charges, annual fees, other fees and charges for travellers cheques and foreign currencies are not purchases and do not qualify for Membership Rewards points.

2. Membership Rewards points transfers must be made in increments of 100 points, with a minimum redemption requirement of 1,000 points for each transfer. 1,000 Membership Rewards points = 1,000 Aeroplan Miles. Other terms, conditions and restrictions apply. Visit www.membershiprewards.ca for full Membership Rewards Terms and Conditions.

3. Subject to availability.

4. Purchases are approved based on a variety of factors, including your credit record, account history, and personal resources.  Proof of resources and security may be required

5. Basic and Supplementary Card fees may be tax deductible in Canada, if used solely for business purposes; please consult your tax professional

6.  Program partners, prices and savings are subject to change without notice. Certain terms and restrictions apply. Details will be provided upon Card approval. To receive savings with a partner, you must charge your eligible purchases to your eligible American Express Card in accordance with the terms and conditions applicable to that partner.

7. Underwritten by American Home Assurance Company.

8.  Employee Card Misuse Protection is not insurance.  It is a benefit made available to you by Amex Bank of Canada and Administered by Royal & Sun Alliance Insurance Company of Canada. Please read the terms and conditions of the Employee Card Misuse Protection carefully, as they include specific terms, limitations, conditions and exclusions that may affect your coverage. 
 
9. Travel Accident Insurance is Underwritten by ACE INA Life Insurance, Head Office in Canada: Toronto, Ontario, under Master Policy TMH600135.

10. All the services associated with the Travel Emergency Assistance are provided worldwide with the exception of some countries (it is best to check with Customer Service). In addition, services may be limited or prevented by acts of God, war, civil commotion, labour disputes, unavailability of goods or services, or refusal of permission by local authorities.

11. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Coverage is in effect as long as you have fully charged your rental to your Business Platinum Card. There are specific conditions that apply to who may rent and drive the rental vehicle, the length of rental(s) and the type of vehicle covered.

12. Underwritten by Royal & Sun Alliance Insurance Company of Canada.

13. Underwritten by Royal & Sun Alliance Insurance Company of Canada.

14. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Coverage is in excess of any other applicable valid and collectible insurance or indemnity available to Insured Person(s).

15. Underwritten by RBC Insurance Company of Canada.

16. Not an insurance coverage.  Concierge services arranged through InRoomMD and may be subject to contractual terms and conditions of InRoomMD.  Fees may apply.  Please consult your InRoomMD Terms and Conditions for full details.

17.  Underwritten by RBC Insurance Company of Canada. 

18. Underwritten by RBC Insurance Company of Canada.

 * NOTE: All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read the Certificate of Insurance carefully.

®* Aeroplan is a registered trademark of Aeroplan Limited Partnership used under license.

® The Home Depot® is a registered trademark of Homer TLC, Inc.

1. To qualify for a Welcome Bonus of 25,000 points you must have at least $3,000 in net purchases posted to your account in your first 3 months of Card membership. Account must be in good standing. This offer is not applicable to holders of an existing American Express Small Business Card product. Points may be transferred to select third party frequent flyer or loyalty programs participating in the Membership Rewards® program and then redeemed for one economy class round-trip airline ticket. Once points are transferred, they are subject to the terms, conditions and restrictions of such third party programs. Currently, up to 25,000 points are required for a round-trip economy class flight to continental United States (including Alaska) and Canada [plus applicable fees and taxes]. When we stop offering the Welcome Bonus, we reserve the right to accept applications but you will not be eligible for the Welcome Bonus.

2. Account must be in good standing. Membership Rewards points will be earned on the amount of all purchases, less credits and adjustments. Interest charges, annual fees, other fees and charges for travellers cheques and foreign currencies are not purchases and do not qualify for Membership Rewards points.

3. Each year if, on or before the annual reset date, you reach $50,000 in net purchases charged to your account you will earn 15,000 bonus points and if you reach $100,000 in net purchases you will earn an additional 25,000 points. On the annual reset date, the amount of annual net purchases resets to zero. Account must be in good standing.

4. Membership Rewards points transfers must be made in increments of 100 points, with a minimum redemption requirement of 1,000 points for each transfer. 1,000 Membership Rewards points = 1,000 Aeroplan Miles. Other terms, conditions and restrictions apply. Visit www.membershiprewards.ca for full Membership Rewards Terms and Conditions.

5. Subject to availability

6. Purchases are approved based on a variety of factors, including your credit record, account history, and personal resources. Proof of resources and security may be required.

7. Program partners, prices and savings are subject to change without notice. Certain terms and restrictions apply. Details will be provided upon Card approval. To receive savings with a partner, you must charge your eligible purchases to your eligible American Express Card in accordance with the terms and conditions applicable to that partner.

8. Underwritten by American Home Assurance Company.

9. Travel Accident Insurance is underwritten by AMEX Assurance Company, Head Office in Toronto, Ontario, under Policy AX113.

10. All the services associated with the Travel Emergency Assistance are provided worldwide with the exception of some countries (it is best to check with Customer Service). In addition, services may be limited or prevented by acts of God, war, civil commotion, labour disputes, unavailability of goods or services, or refusal of permission by local authorities.

11. Underwritten by Royal & Sun Alliance Insurance Company of Canada. There are specific conditions that apply to whom may rent and drive the rental vehicle, the length of rental(s) and the type of vehicle covered. Please read your Certificate of Insurance carefully as it contains specific terms, limitations, conditions and exclusions that may affect your coverage.

12. Underwritten by Royal & Sun Alliance Insurance Company of Canada.

** The preferred rate for purchases and funds advances is 19.99%.  All rates expressed as annual rates.  If you have Missed Payments, the applicable rates for your account will be 21.99% and/or 25.99%. For more information including the definition of Missed Payment and which rates apply to charges on your account and other details please read Terms and Conditions and Disclosure on the online application.

®* Trademarks of AIR MILES International Trading B.V.Used under license by LoyaltyOne, Inc. and Amex Bank of Canada.

* NOTE: All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read the Certificate of Insurance carefully.

1 Subject to approval. Account must be in good standing. 100 Bonus rewards miles apply only for the Basic Cardmember's first use of the Card. Bonus reward miles do not apply for the first time usage of replacement, renewal or Supplementary Cards.

2 Account must be in good standing. AIR MILES reward miles will be earned on all eligible purchases, less credits and returns. Funds Advances, Finance Charges, balance transfers, fees and purchases of travellers cheques and foreign currencies do not qualify for reward miles.

3 Travel Accident Insurance is underwritten by ACE INA Life Insurance, Head Office in Canada: Toronto, Ontario, under Master Policy TMH600135.
 

** The preferred rate for purchases and funds advances is 19.99%.  All rates expressed as annual rates.  If you have Missed Payments, the applicable rates for your account will be 21.99% and/or 25.99%. For more information including the definition of Missed Payment and which rates apply to charges on your account and other details please read Terms and Conditions and Disclosure on the online application.

* NOTE: All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read the Certificate of Insurance carefully.

1. You must qualify annually to receive a rebate. Rebate is calculated on purchases only and is applied as a credit against your account in January. Certain conditions and restrictions apply.

2. Underwritten by American Home Assurance Company.

3. Travel Accident Insurance is underwritten by ACE INA Life Insurance, Head Office in Canada: Toronto, Ontario, under Master Policy TMH600135.