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More rewards for you. And your business

A Rewards Program Built for Business Owners. Call 1-800-268-2639 to apply. Or click below.

Key features
     A better rewards program.
     
    • More Rewards for you or your Business. Transfer to Aeroplan®*. Instantly. 1 point = 1 Aeroplan®* mile (1).
    • Also transfer points to Delta Air Lines, Continental Airlines, and Cathay Pacific's Asia Miles and access their 27 airline partners.
    • Book virtually any trip or vacation. Pay all or part with points. No blackouts(2).
    • More reward options. Sony, Apple, Hilton Family of Hotels and more

    Special Offer.

    • 25,000 Welcome Points. Enough for a ticket almost anywhere in North America. Just purchase $3,000 in the first 3 months(5).
    • No fee for the First Year. A savings of $180.
    More ways to earn points. Fast.

    • Earn 1 point for every dollar in purchases charged to the Card(3). No caps.
    • Earn up to 40,000 bonus points. Every year. 15,000 points when you reach $50,000 in purchases. Another 25,000 when you reach $100,000(4).
    • Get additional Cards for employees. Earn even more points - all on your account.

More features for you. And your business.

Business-sized spending power, online reporting tools, automatic discounts and rewards for business purchases - they're all part of the Card. Call 1-800-268-2639 to apply now. Or click below.

Key Features
    Business-sized spending power.

    • Make the purchases your business needs.
    • Manage cash flow.

    Employee Cards.

    • All points earned on your account.
    Merchant discounts.

    • Save on every day business expenses.
    • Hertz, FedEx and others.

    Online reporting tools.

    • Track and manage employee spending.

All the facts

Features and benefits, rewards and savings, security and protection. It's all right here. Anything else you need? Call us at 1-800-268-2639.

Built for Business Owners.
    Rewards & Savings.
    Advantages. They're built-in.        

    Membership Rewards® Program.

     
    • 1 point for every dollar in purchases charged to the Card(3).
    • 40,000 purchase bonus points each year(4):
    • 15,000 points when you reach $50,000 in purchases. 
    • Another 25,000 when you reach $100,000.

    Small Business Savings Program(6).
     
     
    • Save on business purchases.
    • Discounts at Delta Hotels, FedEx®** and Hertz. No additional cost.

    Expense Management & Reporting Tools.
    Keep your business on track.

    Online Account Access @ My Account.
     

    • Secure online account access. Greater financial control.

    Additional Cards for employees.
     
     
    • Give your employees the Card benefits. Keep control of expenses.

    Payment options:

        
    • Lots of ways to pay your account. Online, by phone, at a branch, ATM or by mail(7).

    Detailed monthly statements.

        
    • Detailed monthly statements and summary of account activity. Easier expense reconciliation

    NEW - Online Expense Management Reports
         
    • Access Online-only Quarterly and Annual Management Reports 24/7
    • View or download reports for record keeping, expense tracking and tax preparation
    • Filter expenses by category or vendor to identify cash flow improvement and cost-saving opportunities
    • View Expense Management Reports Demo Video

    Purchasing Power
    Financial flexibility.

    No Pre-Set Spending Limit(8):
          
    • Allows flexibility when spending and the opportunity to maximize your Membership Rewards points.
    • Using a Charge Card helps manage your finances as the balance must be paid in full each month.

    Personal Cheque Cashing:
     
        
    • Cash your personal cheque for up to $1,000 CDN at participating American Express Travel Services Locations(9) ($500 CDN in cash. The balance in American Express Travellers Cheques).
    • This service is only available once every 7 days in the U.S. and once every 21 days in Canada and elsewhere.

    Business Entertainment
    For you, your employees, or your clients.

    Front Of The Line® Entertainment:

    • Preferred access to top entertainment and sporting events(10).

    Security & Protection
    One less thing to worry about.

    Emergency Card Replacement: 

    • If your Card is lost or stolen, call us. We’ll get you a replacement Card. Even if you’re in a remote area.

    Disability Plan for Small Business Insurance(16)+:


    • Protect your business against the financial hardships caused by permanent, total disability. Yours at no extra cost. If you, as a Sole Proprietor, become permanently, totally disabled as a direct result of an accident injury, you are eligible to up to $10,000 in benefits. Benefits increase with the length of Card membership. After two years, benefits increase to a maximum of $25,000. After six years, the maximum amount is $50,000. The plan also provides an additional amount of up to $5,000 to cover the cost of maintaining or closing the business. As an additional coverage, if you lose an employee who is a Business Gold Cardmember as a direct result of a permanently, totally disabling accident, your business is entitled to up to $10,000 in benefits to cover the cost of hiring and training a replacement employee.
    Travel
    Protection on the road.

    Business Travel Protection:
     

    • Fully book and charge your travel, accommodation, and car rental to your American Express Business Gold Rewards Card. Get a portfolio of insurance benefits (included with Card membership):

    Travel Accident Insurance(11)+:
     
     
    • You, your spouse and dependent children under the age of 23 are automatically covered with up to $100,000 of accidental death and dismemberment insurance when you travel by a Common Carrier Conveyance such as a plane, train, bus or ship and the entire fares have been charged to the Business Gold Rewards Card.

    Car Rental Theft and Damage Insurance(12)+:
     
     
    • When you fully charge a car rental to your Business Gold Rewards Card, and where allowed by law, you will be automatically covered for damage or theft on your rental car, up to its full value. There's no additional charge for this coverage, and you can save the daily insurance fee (usually $16 to $23 per day) charged by the car rental company. Cardmembers can be covered for a period of up to 48 days and coverage amount up to $85,000. This provides coverage against damage, theft, fire and vandalism of rental cars.

    Flight and Baggage Delay Insurance(13)+
     
    • When you fully charge your airline tickets to your Business Gold Rewards Card, you receive up to $500 coverage for all reasonable and necessary hotel, motel or restaurant expenses made within 48 hours when you are delayed or denied boarding for more than four hours and no alternate transportation is available. It also includes up to $500 for all immediate daily necessary and reasonable emergency purchases, made within four days, for essential clothing and sundry items when your baggage on your outbound trip is delayed more than six hours. Coverage is for necessary and reasonable emergency purchases because of a flight delay.

    Hotel / Motel Burglary Insurance(14)+
     
    • While registered as a guest in a hotel or motel, you will be covered for the replacement of your personal items (excluding cash) up to $500 if your hotel/motel room is burglarized. To be eligible for this coverage, simply book and fully pay your accommodation with your Business Gold Rewards Card.

    Travel Emergency Assistance(15)+

     
    • Out-of-town emergency medical and legal referrals, and important travel-specific information, such as visa requirements or customs and inoculation regulations, are available by telephone, 24 hours a day, seven days a week. Need assistance now? In Canada and the U.S. call 1-800-678-5523. Elsewhere, call collect (312) 935-3606.

    American Express® Travel Services Locations(9):


    • American Express has over 2,200  travel locations around the world in more than 140 countries to offer assistance while you're travelling. In Canada, Amex Canada Inc. provides a phone-based travel service at
      1-800-611-1100. Or call 1-800-414-TRIP (8747) for the travel service location nearest you.

    Important Phone Numbers

    Call us from anywhere, anytime.


 (1) Membership Rewards points transfers must be made in increments of 100 points, with a minimum redemption requirement of 1,000 points for each transfer. 1,000 Membership Rewards points = 1,000 Aeroplan Miles. Other terms, conditions and restrictions apply. Visit www.membershiprewards.ca for full Membership Rewards Terms and Conditions.

(2) Subject to availability.

(3) Account must be in good standing.  Membership Rewards points will be earned on the amount of all purchases, less credits and adjustments.  Interest charges, annual fees, other fees and charges for travellers cheques and foreign currencies are not purchases and do not qualify  for Membership Rewards points.

(4) Each year if, on or before the annual reset date, you reach $50,000 in net purchases charged to your account you will earn 15,000 bonus points and if you reach $100,000 in net purchases you will earn an additional 25,000 points.  On the annual reset date, the amount of annual net purchases resets to zero. Account must be in good standing.

(5) To qualify for a Welcome Bonus of 25,000 points you must have at least $3,000 in net purchases posted to your account in your first 3 months of Card membership. Account must be in good standing. This offer is not applicable to holders of an existing American Express Small Business Card product. Points may be transferred to select third party frequent flyer or loyalty programs participating in the Membership Rewards® program and then redeemed for one economy class round-trip airline ticket. Once points are transferred, they are subject to the terms, conditions and restrictions of such third party programs. Currently, up to 25,000 points are required for a round-trip economy class flight to continental United States (including Alaska) and Canada [plus applicable fees and taxes]. When we stop offering the Welcome Bonus, we reserve the right to accept applications but you will not be eligible for the Welcome Bonus.

(6) Program partners, prices and savings are subject to change without notice. Certain terms and restrictions apply. Details will be provided upon Card approval. To receive savings with a partner, you must charge your eligible purchases to your eligible American Express Card in accordance with the terms and conditions applicable to that partner.

(7) Fees may apply. Check with your financial institution for further details.

(8) Purchases are approved based on a variety of factors, including your credit record, account history, and personal resources.  Proof of resources and security may be required.

(9) Comprises Travel Service locations of American Express Travel Related Services Company, Inc., its affiliates and Representatives worldwide. American Express Travel Services locations in Canada are independently owned and operated. Not all services are available at all Travel Services locations and are subject to local laws and cash availability.

(10) On select events. Purchase must be charged in full to an American Express Card. Subject to availability and to event and ticketing agent terms, conditions and fees.

(11) Travel accident Insurance is underwritten by AMEX Assurance Company, Head Office in Canada: Toronto, Ontario, under Master Policy AX113.

(12) Underwritten by Royal & Sun Alliance Insurance Company of Canada. There are specific conditions that apply to whom may rent and drive the rental vehicle, the length of rental(s) and the type of vehicle covered. Please read your Certificate of Insurance carefully as it contains specific terms, limitations, conditions and exclusions that may affect your coverage.

(13) Underwritten by Royal & Sun Alliance Insurance Company of Canada.

(14) Underwritten by Royal & Sun Alliance Insurance Company of Canada.

(15) Any resulting costs will be the responsibility of the Cardmember.

(16) Underwritten by American Home Assurance Company.

®*: Aeroplan is a registered trademark of Aeroplan Limited Partnership used under license.
.
®**:Trademark of Federal Express Corporation
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