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American Express® Travel Insurance

24 hours a day, 365 days a year, wherever you are in the world – there’s a travel insurance option for you to consider. Whether it's cover for lost luggage at the airport or a skiing accident in a remote village, American Express Travel Insurance has an annual or single trip option for you to choose#.

Please note this link will direct you to the underwriting insurer's site

American Express Travel Insurance cover options
    No matter which option you choose, American Express Travel Insurance has a range of options that may suit your travel needs.
    • If you travel frequently then American Express Travel Insurance (Annual) may be an ideal way to save time and money on your insurance arrangements. Even if you only travel twice a year, you may still enjoy the savings. Forget the hassle of having to organise travel insurance every time you travel and be covered year-round. Simply pay one premium and you'll be covered every time you travel – for an entire year#.
    • If you'd rather purchase your travel insurance one trip at a time, why not take advantage of American Express Travel Insurance (Single Trip)? You can choose the level of cover to suit your needs.

Key Features

As a traveller, you know many travel mishaps are simply unavoidable – like flight delays, lost baggage, trip cancellations and overseas medical emergencies. While you can't predict these events, you can prepare for them with American Express® Travel Insurance#.

Please note this link will direct you to the underwriting insurer's site

Key Features
    Your travel needs are unique, that's why we've made it simple and easy for you to choose the coverage level that suits you. Choose from Premier, Classic, Classic (Excluding Americas and Africa) and Domestic cover.
    • Overseas Medical and Dental Expenses Cover
      Receive unlimited cover for overseas medical expenses and up to $4,000 cover for overseas dental expenses#†
    • Loss of Deposits and Cancellation Charges Cover
      Should you have to cancel a trip for a covered reason, you'll be reimbursed for non refundable unused pre-paid travel costs#
    • Lost Luggage and Travel Documents Cover
      Receive up to $15,000 cover for loss of luggage or travel documents#†
    • Travel Delay Accommodation Cover
      Should your pre-booked transport be delayed for at least six hours due to unforeseen circumstances outside of your control, you'll be reimbursed for reasonable hotel accommodation expenses#
    • And more#

American Express® and ACE

American Express and ACE Insurance Limited (ACE) are global partners and work in conjunction to deliver quality products to American Express Cardmembers. ACE is committed to providing you with a high level of customer service. Contact ACE for further information about American Express Travel Insurance (Annual) and American Express Travel Insurance (Single Trip).

Please note this link will direct you to the underwriting insurer's site

Useful contact information
    • Phone
      Enquiries or purchase - 1800 221 921 (Monday to Friday 8.30am - 5.00pm AEST)
      ACE Claims - 1800 027 240
    • Post
      American Express Travel Insurance
      Reply Paid 4907
      Sydney NSW 2001
    • Email
      customer.relations@ace-ina.com


Terms and Conditions

American Express International, Inc. identifies insurance providers and products that may be of interest to some of our Cardmembers. In this role, we do not act as an agent or fiduciary for you, and we may act on behalf of the insurance provider, as permitted by law. We want you to be aware that we receive commissions from providers and commissions may vary by provider and product. Also, in some cases, an American Express entity outside of the country may be the reinsurer and may earn reinsurance income. The arrangements we have with certain providers, including the potential to reinsure products, may also influence what products we identify. We do not require you to purchase any insurance product, and you may choose to cover your insurance needs from other sources on terms they may make available to you. Please take this opportunity to read the American Express Financial Services Guide and General Advice Warning.

*Competition terms and conditions.

#Terms, conditions and exclusions apply. For example, excesses apply; each annual policy international journey is limited to 90 days and each domestic journey is limited to 45 days; pre-existing medical conditions are excluded. Please refer to the American Express Travel Insurance (Annual) Policy Wording and Product Disclosure Statement (PDS) or the American Express Travel Insurance (Single Trip) Policy Wording and Product Disclosure Statement (PDS) for more information on the applicable terms, conditions and exclusions.

Based on American Express Travel Insurance (Annual) Premier Cover

American Express Australia Limited (ABN 92 108 952 085). AFSL No. 291313.
® Registered Trademark of American Express Company
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